Debt Beat Down 2009!!

Summer is over, time to refocus…

With all the vacations, parties and holidays, the summer season can put a strain on even the best Debt-Busting Plans. Unfortunately some of us, myself included, may have amassed even larger debts!!

Reeling like Rocky in the third round, it’s time to perform one of his famous comebacks and get back to pounding on that debt. Another year is almost over and its time for our Annual Debt Beat Down!

We have reviewed this past year’s articles and hand selected what we believe to be the most valuable and inspiring articles in their category. Each article contains powerful incentives to help motivate you in your personal quests to become debt free. Look for the Debt Beat Down Award at the top of selected articles or quickly view all award winning articles in the Debt Beat Down Category.

Are Student Loans Becoming Required Evils?

When it comes to getting a college education most people can agree that the costs can be staggering at best. Even the least expensive colleges in the nation can add up over a four or five year period of time creating crippling debt for those who do not qualify for some of the better grant programs of substantial scholarships.

The problem lies in the fact that the parents of most traditional college students make too much money to qualify for the free financial aid that is needs based and very few qualify for the limited number of scholarships that are available to students based on merit. Even among those that qualify competition and fierce and there are no guarantees. Enter the student loan. There are all kinds of student loans and unfortunately with rising costs associated with college attendence and the growing necessity of a college degree for success in this country it is becoming more and more difficult to pay the price that is associated with higher education.

Posted in Debt Beat Down 2009!!, Student Consolidation Loan |

What Is A Hamp Loan Modification?

If you are one out of the millions of homeowners trying to get your loan modified, chances are you might have heard the term HAMP loan modification in the news recently. Now a lot of us already know what it means to get your home loan modified but what exactly is this new term that people are talking about and more importantly, how does it help you?

Posted in Debt Beat Down 2009!!, Home Loans |

Discovering Fraudulent Appraisals During Foreclosure

Without question, one of the enablers in many fraudulent mortgage lending schemes has been a crooked appraiser willing to give a property any value that the Realtor, mortgage broker, or lender wanted. The real estate bubble could not have been inflated to such a high level without the complicity of many appraisers who threw all conservatism out the window and began giving properties ridiculous values in order to help secure loans.

Posted in Debt Beat Down 2009!!, Mortgage Loans |

A Mini Guide on Used Car Financing

…numbers of lenders who distribute loans for the used cars based on the usage value and not on the original value of the car. It determines the percentage of the cost of a used car, which financiers can grant as a loan.

Posted in Auto Loans, Debt Beat Down 2009!! |